About Payoneer
Founded in 2005, Payoneer is the global financial platform that removes friction from doing business across borders, with a mission to connect the world’s underserved businesses to a rising global economy. We’re a community with over 2,500 colleagues all over the world, working to serve customers, and partners in over 190 markets.
By taking the complexity out of the financial workflows–including everything from global payments and compliance, to multi-currency and workforce management, to providing working capital and business intelligence–we give businesses the tools they need to work efficiently worldwide and grow with confidence.
Role Summary
Payoneer is looking for a proactive and detail-oriented Senior Card Transactions Monitoring Analyst to join our Fraud & Compliance Operations team. In this role, you will be responsible for monitoring debit card transactions (physical and virtual) to detect fraud, assess AML risks, and support internal investigations. This role sits within the second line of defense, offering both strategic oversight and operational depth.
You’ll work with cross-functional stakeholders to manage alerts, analyze fraud patterns, and ensure compliance with regulatory expectations in a global environment. If you're experienced in compliance, have a sharp investigative mindset, and enjoy a highly operational role this one’s for you.
What you'll do
- Monitor and analyze debit card transactions (virtual and physical) to detect suspicious or fraudulent activity.
- Investigate fraud alerts and reports (e.g., chargebacks, card misuse, customer claims).
- Conduct enhanced due diligence (EDD) on customers requesting card limit increases.
- Evaluate alert flags generated and decide on further actions.
- Support AML-related investigations tied to card activity.
- Operate and optimize the platform for transaction monitoring.
- Contribute to fraud detection mechanism improvements through data analysis and operational feedback.
- Ensure compliance with internal controls and regulatory frameworks.
- Collaborate with global teams to monitor both individual and corporate customer transactions.
- Prepare reports and summaries of cases, trends, and escalations.
Who you are
- 5+ years of experience in Compliance, Fraud, or Legal functions within financial services.
- Strong understanding of card fraud schemes and AML risks associated with card transactions.
- Familiarity with transaction monitoring systems.
- SQL knowledge (queries and interpretation) is a strong plus.
- Excellent analytical and problem-solving skills; detail-oriented.
- Strong written and verbal communication skills in English (additional languages are a plus).
#LI-AG3
The Payoneer Ways of Working
Act as our customer’s partner on the inside
Learning what they need and creating what will help them go further.
Continuously improve
Always striving for a higher standard than our last.
Do it. Own it.
Being fearlessly accountable in everything we do.
Build each other up
Helping each other grow, as professionals and people.
If this sounds like a business, a community, and a mission you want to be part of, click now to apply.
We are committed to providing a diverse and inclusive workplace. Payoneer is an equal opportunity employer, and all qualified applicants will receive consideration for employment no matter your race, color, ancestry, religion, sex, sexual orientation, gender identity, national origin, age, disability status, protected veteran status, or any other characteristic protected by law. If you require reasonable accommodation at any stage of the hiring process, please speak to the recruiter managing the role for any adjustments. Decisions about requests for reasonable accommodation are made on a case-by-case basis.
