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Provisioning & Risk Analytics Lead
ROLE PURPOSE
As the Team Lead of the provision calculations stream, you will play a critical role in managing
and improving the efficiency of IFRS 9 provisioning processes across the company. You will
be responsible for provision forecasting, budgeting, portfolio risk analysis, and supporting
official risk reporting for management needs. The position is highly collaborative, working
closely with finance teams, auditors, and cross-country stakeholders.
PRIMARY RESPONSIBILITIES
- Lead the process of IFRS 9 provision calculations across multiple regions (EU & LatAm)
- Own and oversee provision forecasting and budgeting processes
- Prepare and validate data for external and internal audits
- Coordinate and support the preparation of official risk reports
- Ensure the integrity and consistency of risk metrics (e.g. PD, LGD, transition matrices, COR, RR)
- Collaborate closely with Finance, Data, and Risk teams across regions
- Contribute to automation and optimization of provisioning workflows
- Support model development and monitoring initiatives where applicable
KNOWLEDGE & SKILLS
- Advanced SQL (required)
- Solid understanding of IFRS 9 for retail loan portfolios
- Strong analytical skills in portfolio and risk analysis
- Experience with official risk reporting standards
- Hands-on experience working with financial statements and audit requirements
- Experience with Tableau or other BI tools (a plus)
PREFERRED QUALIFICATIONS & EXPERIENCE
- Minimum 4 years of experience in provisioning/risk analytics for retail lending
- Successful track record of passing IFRS audits with global auditors (Big 4
preferred)
- English: Intermediate level or above (working proficiency)
- Knowledge of IFRS reporting requirements (a strong plus)
- Familiarity with both EU and Latin American markets (a plus)
BENEFITS
Private health and dental insurance
Discounted gym membership
Freedom to work from home two days a week
Kitchen with free coffee and fruit each Monday, Wednesday and Friday and snacks
Team building activities and work in an international and passionate environment
Don’t miss the opportunity to be part of a company that values innovation and talent!
Join us and take your career to the next level
Conecta con nosotros [email protected]
