Credit Product Manager - Business Lending
Product
Ebury Madrid Office - Hybrid: 4 days in the office, 1 day working from home per week
What you’ll do
- Lead Product Strategy: Define and champion a compelling 6-18 month product vision and strategy for our Lending domain, inspiring the team and driving its execution. This includes independently developing and managing the product roadmap.
- Drive Product Development: Own the full product lifecycle for new Lending initiatives, from ideation and development through to launch and ongoing optimization. Continuously identify and implement improvements to existing features and processes.
- Fuel Growth & Innovation: Identify and capitalize on revenue growth opportunities within the Lending space. Translate complex challenges and market uncertainties into actionable product strategies. Proactively research and integrate emerging market trends and competitive dynamics into the product roadmap.
- Data-Driven Decision Making: Define, track, and analyze KPIs for Lending product initiatives. Use data insights to inform decisions and drive continuous improvement. Communicate product performance against KPIs to key stakeholders.
- Stakeholder Collaboration: Develop a deep understanding of internal and external stakeholder needs and behaviors. Collaborate effectively with Technology and other teams to define requirements, epics, and user stories, ensuring alignment and successful product outcomes.
- Market & Regulatory Awareness: Maintain expert-level knowledge of market, industry, and regulatory trends in Lending and Fintech, using this knowledge to inform product decisions and ensure compliance.
What you’ll need
- Team Leadership: Proven experience managing and mentoring large product & Technology teams, ideally in a fast-paced, high-growth environment.
- Business Lending Product Experience: Broad knowledge of risk management principles and with hands-on experience building products and/or features in business lending or working capital environments
- Technical Proficiency: Demonstrated experience working on complex technical products, such as platforms, distributed systems, data science/machine learning applications, computer vision, embedded systems, robotics, or similar technologies.
- Communication: Exceptional communication skills, both written and verbal, with the ability to clearly articulate complex technical concepts to technical and non-technical audiences.
- Proactive & Hands-On: A strong bias for action and a demonstrated ability to bootstrap major projects. Comfortable taking a hands-on approach and "rolling up your sleeves" when necessary.
- Product Lifecycle Expertise: Experience successfully developing and launching products from concept to market.
- Data-Driven & Customer-Centric: A strong data-driven mindset, using data analysis to inform product decisions and prioritization. A deep understanding of customer needs and the ability to incorporate customer feedback into the product development process.
Ideally, you will have:
- Love for problem solving.
- Extensive experience in building intuitive navigation and UX for large feature sets on varying screen sizes.
- Broad knowledge of risk management principles and with hands-on experience building products and/or features in business lending or working capital environments.
- Strong empathy for customers and an unwillingness to compromise on user-centred products.
- Track record of building successful products (ideally financial) using data, customer feedback, common sense, and / or machine learning.
- 5+ years of experience in tech industry as product owner / team lead building customer facing products.
- 5+ years of experience in creating products, ideally in high-growth start-ups and customer facing.
- Excellent interpersonal skills, with the ability to influence stakeholders without authority. An extremely social candidate with a great sense of humour will do fantastic in this team.
Why Ebury?
- Competitive Starting Salary with an annual discretionary bonus that truly rewards your performance from day one.
- Dedicated Mentorship: Learn directly from experienced Heads of Product who are invested in your success.
- Cutting-Edge Technology: Leverage state-of-the-art tailor made tools and systems that enable you to perform at your best.
- Clear, Accelerated Career Progression: Defined pathways to leadership and specialist roles within Ebury.
- Dynamic & Supportive Culture: Work in a collaborative environment where teamwork and personal growth are prioritized.
- Generous Benefits Package: Access competitive benefits tailored to your location, which typically include health care and social benefits.
- Central Madrid Office: A fantastic location with excellent transport links.
If you’re excited about this job opportunity but your background doesn’t match exactly the requirements in the job description, we strongly encourage you to apply anyway. You may be just the right candidate for this or other positions we have.
You can also connect with me on LinkedIn - Gabriella Cheston
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About Us
Ebury is a FinTech success story, positioned among the fastest-growing international companies in its sector.
Founded in 2009, we are headquartered in London and have more than 1700 staff with a presence in more than 29 markets worldwide. Cultural diversity is part of what makes Ebury a special place to be. From Sao Paulo to Dubai, Vancouver to Auckland, we enjoy sharing team experiences and celebrating success across the Ebury family.
Hard work pays off: in 2019, Ebury received a £350 million investment from Banco Santander and has won internationally recognised awards including Financial Times: 1000 Europe's Fastest-Growing Companies.
None of this would have been possible without our proudest achievement: our great people. Enthusiastic, innovative and collaborative teams, always ready to disrupt and revolutionise the fast-paced FinTech sector.
At Ebury, we’re committed to building a workplace where everyone feels valued, supported, and empowered to thrive. We’re proud to have active employee networks and ESG initiatives that reflect our inclusive culture, including our Women’s Network, LGBTQIA+ Network, and Veterans Network. These communities provide spaces for connection, mentorship, advocacy, and collaboration across our global teams.
We believe in inclusion. We stand against discrimination in all forms and have no tolerance for the intolerance of differences that makes us a modern and successful organisation. At Ebury, you can be whoever you want to be and still feel a sense of belonging no matter your story because we want you and your uniqueness to help write our future.
Please submit your application on the careers website directly, uploading your CV / resume in English.
